| An assessment is made according to the applicant's 
                financial situation. Quarterly meetings are held and the Executive 
                Committee makes the final decision on their suitability for an annuity. 
                When an annuity has been guaranteed it is sent direct to the individual 
                and not to any agency. Annuity payments are made twice yearly in 
                July and December. In December a Christmas bonus is paid. Recipients 
                are required to acknowledge payments by sending a receipt to the 
                office and to inform the Secretary if their financial situation 
                has improved. In certain circumstances, a one-off grant may be sanctioned 
              by the Executive Committee. The charities exist to help nurses in sickness or straitened circumstances in the United Kingdom and abroad, therefore grants are not available for further education. |